For accredited invested seeking a reliable investment option. We provide a fixed annual return of 8% to 9% backed by a senior-secured asset loan portfolio.
Once an investment has been made, the rate of return will remain consistent throughout the life of your investment. While Olympus reserves the right to return partial or full principal (along with all accrued interest) to investors with 45 days’ notice, the fixed rate will continue to accrue on invested capital until fully repaid.
Interest on invested capital may either be distributed or reinvested on a quarterly basis. Investors choose whether to receive quarterly dividend distributions or automatically reinvest accrued interest, which increases annual yield via quarterly compounding.
There is no minimum investment period, and investors may withdraw capital at-will with written notice to Olympus. Requested capital will be returned as soon as possible (typically within 2-3 weeks), and in no case more than 60 days from written request. Failure of Olympus to fully repay capital within 60 days of written request will trigger a default interest rate of 12.00% on the outstanding amount from the 61st day forward until full repayment is made.
Notify Olympus of your desired investment amount and lock in your fixed rate
Olympus will draft a Promissory Note for you and/or your attorney to review and approve
Olympus will coordinate with you and/or your attorney to mutually execute the Promissory Note
Funds are wired to Olympus and interest begins to accrue on the agreed-upon date
Everything you need to know about financing with Olympus.
Olympus believes in radical transparency and offers an investment vehicle that is straightforward, uncomplicated, and not reliant on blind trust. The Company exclusively originates short-term loans against residential investment real estate properties in the first-lien position, and investor capital will never be used for any other purpose. In keeping with its commitment to transparency, Olympus on a quarterly basis provides investors with an updated investment balance statement along with an overview of the Company’s loan portfolio. This snapshot includes crucial information such as property addresses, loan amounts, equity percentages, etc., which investors may reference to understand the underlying assets serving as collateral for their invested capital. Additionally, the Managers of Olympus are always available to respond to investor inquiries.
Investments in Olympus are not FDIC insured. However, your investment is a primary debt obligation of Olympus and is secured by all the assets of the Company, including but not limited to its entire collateralized loan portfolio . All of Olympus’s loans constitute first-lien securities against underlying collateral assets, meaning that Olympus is the first entity to be repaid in the event of a foreclosure and will be made whole before any other lienholder receives any repayment.
While there is no such thing as a “riskless” investment, Olympus is about as secure an investment as exists in the marketplace. In addition to possessing a first-lien position against a physical real estate asset for each loan, Olympus’s rigorous underwriting, approval, and portfolio management processes provide significant safeguards for your investment. Olympus works with experienced, creditworthy, and liquid borrowers who have a proven track record of success through the vicissitudes of the real estate cycle. Moreover, by lending at substantial discount to collateral value on every transaction, Olympus enters each deal with a substantial equity position. In the event that a borrower does default, Olympus has the infrastructure in place to quickly repossess collateral properties.
Olympus provides investors with a “best-of-both-worlds” solution, offering significantly higher returns than savings accounts, CDs, investment-grade bonds, and other comparable investments without exposing investors to the inherent volatility and unpredictability of the stock and capital markets. A secure, predictable 8.0 to 9.0% rate of return is ideal for anyone looking to grow their wealth while saving for retirement, a down payment on a house, or other purchase or life event.
As stipulated within the Promissory Note, Olympus has up to 60 days to return investor capital following a written request of withdrawal (though most withdrawal requests are honored within a few weeks). If the full amount requested is not returned within 60 days from written request, Olympus will be in default of the Promissory Note and default interest will begin to accrue at an annualized rate of 12.0% until such time that the full amount requested, along with all accrued interest, is returned to the investor. Upon a default trigger, investors may also pursue legal action against Olympus in accordance with the Promissory Note.
Yes. Interest earned from your investment in Olympus is considered ordinary income, which is taxable, even if your earnings are reinvested and distributions are not received in cash. During the first quarter of each calendar year, Olympus will send a tax form (1099-INT) outlining accrued earnings for the year, which you should provide to your tax professional for the preparation of your income tax return.
Olympus has legal resources in all the states in which it operates and is equipped to aggressively pursue collateral properties following a borrower nonpayment. Olympus intentionally operates in states and territories where the lending climate and foreclosure process are creditor-friendly so that collateral properties may be repossessed within a few months of initiating foreclosure proceedings. Typically, a borrower will sell the property or cure a default prior to foreclosure, but in situations where a property does progress to foreclosure, the property will be sold at auction with the proceeds paid to Olympus up to the total amount owed (including accrued legal fees, default interest, etc.) Should the proceeds be insufficient to fully repay the outstanding balance, Olympus reserves the right to pursue the borrower’s personal assets in accordance with the Personal Guaranty signed by the borrower.
In two words: efficiency and reliability . As a small, nimble, noninstitutional private lender, Olympus can process and fund loans significantly faster than our competitors, many of whom require input and approval from numerous parties in order to fund a loan. Every borrower of Olympus works directly and exclusively with the Managers of the company, which ensures excellent service and flexible decision making. Moreover, since Olympus is not backed by institutional capital, the company is not subject to the whims of institutional investors and is therefore able to consistently honor commitments to borrowers.
Retail lenders are not generally structured to fulfill the needs of real estate investors. Many retail lenders do not offer investment real estate funding, and those who do generally cap the number of investment properties they will lend against. Retail lenders are also notoriously inefficient and bureaucratic—often taking over a month to close a transaction As a private lender specializing in residential investment real estate, Olympus has streamlined processes in place that cater specifically to real estate investors, making the Company an ideal lending partner for industry operators.
