Case Study: Indianapolis, IN

Closing Date: 03/11/2025

13.85%

Annualized ROI

Underwriting Inputs:

Purchase Price: $90,000
As-Is Value: $130,000
Rehab Requested: $0 (borrower self-funded)
Expected ARV: $225,000

20

Deal Score

Borrower Experience: 50+ transactions over past three years – 4 points
Borrower Credit: 780 – 4 points
Equity in Property on Day 1: 30.77% ($40,000 / $130,000) – 4 points
Liquid Assets: 100% of total project costs – 4 points
Rehab Portion: 0% of loan total – 4 points

Loan Package:

Based on deal score of 20, Max LTV/LTARV were 85% and 75%, respectively

Funding Against Purchase:

$80,000 (61.54% of as-is value)

Funding For Rehab:

$0

Sale Date:

12/29/2025

Sale Price:

$230,000

All-In Borrower Costs:

$143,000

(including sales costs, financing, title etc.)

Borrower Profit:

$87,000

CASE STUDIES

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Closing Date: 05/23/2025

15.41%

Annualized ROI

Feature Transaction

Case Study: Leland, NC

Closing Date: 05/30/2025

14.19%

Annualized ROI

Feature Transaction

Case Study: Indianapolis, IN

Closing Date: 03/11/2025

13.85%

Annualized ROI