Case Study: Leland, NC

Closing Date: 05/30/2025

14.19%

Annualized ROI

Underwriting Inputs:

Purchase Price: $122,000
As-Is Value: $160,000
Rehab Requested: $0 (borrower self-funded)
Expected ARV: $350,000

19

Deal Score

Borrower Experience: 10+ transactions over past three years – 4 points
Borrower Credit: 805 – 4 points
Equity in Property on Day 1: 23.75% ($38,000 / $160,000) – 3 points
Liquid Assets: 50%+ of total project costs – 4 points
Rehab Portion: 0% of loan total – 4 points

Loan Package:

Based on deal score of 19, Max LTV/LTARV were 85% and 75%, respectively

Funding Against Purchase:

$109,000 (68.13% of as-is value)

Funding For Rehab:

$0

Sale Date:

12/17/2025

Sale Price:

$352,000

All-In Borrower Costs:

$204,000

(including sales costs, financing, title etc.)

Borrower Profit:

$148,000

CASE STUDIES

Feature Transaction

Case Study: Cameron, NC

Closing Date: 05/23/2025

15.41%

Annualized ROI

Feature Transaction

Case Study: Leland, NC

Closing Date: 05/30/2025

14.19%

Annualized ROI

Feature Transaction

Case Study: Indianapolis, IN

Closing Date: 03/11/2025

13.85%

Annualized ROI