Case Study: Cameron, NC

Closing Date: 05/23/2025

15.41%

Annualized ROI

Underwriting Inputs:

Purchase Price: $155,000
As-Is Value: $200,000
Rehab Requested: $50,000
Expected ARV: $300,000

15

Deal Score

Borrower Experience: 20+ transactions over past three years – 4 points
Borrower Credit: 690 – 2 points
Equity in Property on Day 1: 22.5% ($45,000 / $200,000) – 3 points
Liquid Assets: 30.0% of total project costs – 3 points
Rehab Portion: 26.4% of loan total ($30,000 / $280,000) – 3 points

Loan Package:

Based on deal score of 15, Max LTV/LTARV were 80% and 72.5%, respectively

Funding Against Purchase:

$139,500 (69.75% of as-is value)

Funding For Rehab:

$50,000

Sale Date:

9/29/2025

Sale Price:

$305,000

All-In Borrower Costs:

$217,500

(including sales costs, financing, title etc.)

Borrower Profit:

$87,500

CASE STUDIES

Feature Transaction

Case Study: Cameron, NC

Closing Date: 05/23/2025

15.41%

Annualized ROI

Feature Transaction

Case Study: Leland, NC

Closing Date: 05/30/2025

14.19%

Annualized ROI

Feature Transaction

Case Study: Indianapolis, IN

Closing Date: 03/11/2025

13.85%

Annualized ROI